More than just loans
Here for you when your in need
Fast kwacha is more than a financial institution, we are your long term strategic partners for growth.
School Fees Loan
Short-term loans designed for formally employed individuals who need bridge financing until their next payday.
- MoU with the institution (Private Schools)
- Letter of undertaking
- Valid National ID / Passport / License
- Pay Slip (Recent Month)
- Functional personal Bank Account
- CRB Check
| LOAN AMOUNT -MWK | 50,000 – 1,000,000 |
| INTEREST RATE | 5.00% |
| PAYBACK PERIOD MONTHS | 1 Month |
| TURN AROUND TIME | Within 48hrs |
· Helps cover unexpected expenses (medical, transport, emergencies)
· Bridges the gap before the next salary payment
· Reduces the need to borrow from informal or high-risk sources
Pay Day Loan
Short-term loans designed for formally employed individuals who need bridge financing until their next payday.
- MoU with the institution (Private Schools)
- Letter of undertaking
- Valid National ID / Passport / License
- Pay Slip (Recent Month)
- Functional personal Bank Account
- CRB Check
| LOAN AMOUNT -MWK | 50,000 – 1,000,000 |
| INTEREST RATE | 5.00% |
| PAYBACK PERIOD MONTHS | 1 Month |
| TURN AROUND TIME | Within 48hrs |
· Helps cover unexpected expenses (medical, transport, emergencies)
· Bridges the gap before the next salary payment
· Reduces the need to borrow from informal or high-risk sources
Get To Know Us
Fast kwacha is a dynamic, Malawian owned Fintech start up, that delivers bold and inclusive Financial solutions to Businesses, SMEs and underserved communities across Malawi. Fast kwacha is reshaping access to finance by combining innovations, ethical practises and deep local insights.
You will typically need to provide proof of your income (PAYSLIP) including:
. MOU
. Copy of National ID, a passport or driver’s license
. Proof of address
. Proof of employment status and income/ PaySlip
. Water/Electricity Bill
Our loans are for everyone, and we don't just look at the usual range of eligibility factors and your credit history. If you have bad credit history, we'll consider your overall financial situation and your ability to repay what you borrow.
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